Bring clarity to your
church finances.

One powerful fund accounting system. Total transparency into your finances and your donors.

Start Free

Connects with the tools your church already uses.

Grain Ledger dashboard with giving, expense, cash, and spending reports

Know where every fund stands.

Give your board a clearer picture,and your team more time for ministry.

Explore Grain

Trusted by churches across the country

  • Acts 29Acts 29
  • Wellspring ChurchWellspring Church
  • Twin Lakes ChurchTwin Lakes Church
  • Redemption ChurchRedemption Church
  • Harvest City Christian CenterHarvest City Christian Center
  • New Hope Christian FellowshipNew Hope Christian Fellowship
  • The JourneyThe Journey
  • Restoration ChurchRestoration Church
  • Acts 29Acts 29
  • Wellspring ChurchWellspring Church
  • Twin Lakes ChurchTwin Lakes Church
  • Redemption ChurchRedemption Church
  • Harvest City Christian CenterHarvest City Christian Center
  • New Hope Christian FellowshipNew Hope Christian Fellowship
  • The JourneyThe Journey
  • Restoration ChurchRestoration Church

Purpose-built church finance

Church accounting, built around funds.

Grain keeps restricted gifts, ministry budgets, giving activity, expenses, and board-ready reports connected in one fund-based ledger.

Every dollar stays in its place

Track designated gifts and ministry funds without class workarounds or disconnected spreadsheets.

Giving and spending stay connected

Sync giving platforms, bank activity, bills, and corporate cards into one reviewable accounting workflow.

Reports are ready when leaders ask

See fund balances, budgets, and GAAP-style financial reports without rebuilding the numbers each month.

Integrates with tools your church already uses

General Ledger

Fund Accounting That Just Works

Double-entry fund accounting designed for nonprofit compliance. Track restricted gifts, sync your bank, and maintain complete audit trails.

Fund-Based Double-Entry Accounting
Track restricted and unrestricted funds with proper nonprofit net asset classification.
Chart of Accounts
Pre-configured nonprofit chart of accounts with full customization support.
Bank Sync via Plaid
Automatic transaction imports with intelligent categorization and reconciliation.

Dashboard

12.4%

General Fund

$142,500

8.2%

Missions

$45,200

3.1%

Building

$58,130

Giving Trends

J
F
M
A
M
J
J
A
S
O
$12,450
N
D

Allocation

Total$245k
General
65%
Missions
20%
Other
15%

Accounts Payable

Bills & Expense Management

Track vendor bills, sync corporate cards from Ramp or Bill.com / Divvy, manage approvals, and process payments with complete expense accrual accounting.

Vendor Management & 1099 Tracking
Track vendors, payment terms, and 1099 compliance with TIN verification.
Bill Tracking & AP Aging
See upcoming bills, due dates, payment status, and accounts payable aging.
Approval Workflows
Route bills for approval before payment with proper expense accruals.

Bills

Listening

Scanning: Worship Arts Supply

Extracting details...

C

City Power & Light

Jan 15Pending
$843
O

Office Depot

Jan 18Approved
$235
W

Worship Arts Supply

Jan 20Scheduled
$1250
A

ABC Insurance

Jan 25Pending
$3200

Financial Reports

Reports Your Board Will Love

GAAP-compliant financial statements ready for board meetings and audits. Click any number to drill down.

GAAP-Compliant Financial Statements
Balance Sheet, Statement of Activities, and Statement of Cash Flows.
Fund Balance Reports
Track restricted and unrestricted fund balances with net asset changes.
Interactive Drill-Down
Click any number to see supporting journal entries and transactions.

Reports

First Community Church

Statement of Activities

For the period ended December 31, 2025

REVENUE

4000 · Tithes & Offerings$142,500
4100 · Missions$45,200
4200 · Building Fund$58,130
4500 · Interest$450
Total Revenue$246,280

EXPENSES

5000 · Compensation$85,200
5100 · Facilities$12,450
5200 · Ministry$24,500
5300 · Outreach$15,000
Total Expenses$137,150
Change in Net Assets$109,130

Donations & Donors

Sync Giving. Track Donors.

Import donations from Planning Center, Pushpay, or Rock RMS. Track donor giving patterns and generate tax-compliant statements.

Giving Platform Integrations
Connect Planning Center, Pushpay, or Rock RMS. Donations sync automatically with intelligent donor matching.
Tax-Compliant Giving Statements
Generate annual giving statements with IRS-compliant disclosures for your donors.
Giving Analytics & Activity Groups
Review contribution-history groups and giving pattern changes with the evidence behind them.

Donors & Giving

P
S

Total Contributions

$245,830

2,341 gifts+12%

New Donors

24

Last 30 days+4

Retention Rate

84%

Year over year+4%

Avg Gift

$105

Per donation+8%

Giving Trends

J
F
M
A
M
J
J
A
S
O
N
$18,450
D

Recent Gifts

J

John & Sarah M.

General

$250

T

Thompson Family

Missions

$1000

R

Robert Williams

Youth

$50

A

Anonymous

Building

$500

Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Connection
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
Start Free

Scale

Scale-based pricing for larger churches

$100/month

$0 – $1.5M
  • Unlimited Bank Connections
  • Unlimited Users
  • Custom Roles
  • Custom Reports
Schedule a Demo

GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

Explore Payroll